Workers’ Compensation and Employer’s Liability

Background

Provides wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for negligence.

Workers’ compensation coverage and specific requirements vary by state; rate calculations are based on the specific experience of an insured and are typically administered by the states.

Provision can also be made for compensation for economic loss (past and future), and benefits payable to the dependents of workers killed during employment. General damages for pain and suffering are generally not available in workers’ compensation plans.

Important Topics- Workers’ Compensation Insurance

Ask us about these important topics relating to Workers’ Compensation:

• Owners included/excluded for coverage
• Return-to-work and modified duty programs
• Medical panels
• Medical cost management
• Air quality and noise level testing

Our Programs

We specialize in Workers’ Compensation, and have over 120 active accounts of all sizes- serving industrial/manufacturing, service, health-care, municipal, institutional, and other business clients.  You’ll have more options, including:

• Access to 7 of the top 12 Pennsylvania carriers
• The Manufacturer and Business Association (MBA) Workers’ Compensation Program
• Industry-specific, custom, and captive programs
• Dividend programs

Our Services

Our most commonly-requested services include:

• Claims review meetings
• Accident review meetings
• Mock OSHA inspections
• Support during audits
• Assistance with medical panels and return-to-work programs
• Assistance with Safety Committees
• Experience modification calculations- verifications and projections
• Employee classification review and analysis